You should immediately call the police and then contact the Viva Van branch.
If I accept CDW or SCDW insurance, am I covered for any damage that may occur?
No, there are exceptions to the damages that are not covered by any insurance. Such are the damages to the bottom of the car, to the wheels and to the tires. You are also not covered for damages that arise as a result of driving on uneven ground, towing another vehicle, transporting explosives, driving in gun races, drugs, etc.